Thursday, February 26, 2009

Best Ways To Use A Point And Shoot Camera

MONSELICE


in the pool area, newly decorated apartment on the ground floor, with two bedrooms, two bathrooms, lounge, kitchen, utility room and two balconies. GARAGE AND CELLAR.

Wednesday, February 18, 2009

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The advantages of the "outer coat" Article de

Among the various systems of isolation pareti, quello a “cappotto” risulta essere tra i più vantaggiosi e per questo tra i più praticati. Qualora le scelte costruttive o lo stato dei luoghi ce lo consentano, lo strato coibente dovrà trovarsi sempre sul lato esterno della muratura, sia quest’ultima strutturale o di tamponamento. Posizionando lo strato isolante verso l’esterno proteggiamo la parete dalle escursioni termiche, pertanto la massa della muratura resta più calda in inverno e più fresca in estate, generando un migliore comfort abitativo. Nella stagione fredda, in un muro non isolato, o isolato verso l’interno si può verificare la condensa dell’umidità presente nella muratura e la conseguente formazione di muffe. Tale inconveniente si riduce quasi totalmente se l’isolamento si trova nel lato esterno e quindi la muratura è protetta dal freddo. Altro grande vantaggio del “cappotto esterno” consiste nella eliminazione o nella correzione dei ponti termici costituiti da solai, travi e pilastri che sono tra le principale porte di ingresso del freddo all’interno del fabbricato. Il “cappotto” è comunemente realizzato mediante l’applicazione a colla e/o tassellatura di pannelli realizzati con i più svariati materiali siano essi di origine naturale (sughero, silicato di calcio, fibra di legno solo per citarne alcuni) o con prodotti derivati dal ciclo degli idrocarburi (polistirolo, stirene, poliuretano). Questi ultimi pur possedendo mediamente a higher coefficient of resistance to the passage of heat, has low permeability to the passage of steam, so there is moisture between the interior and exterior of the building, resulting in the passage of water vapor. From the point of view of sustainability is also important to note that these materials, derived from petroleum, are certainly less "bio-friendly" than the "natural", regardless of the issues and disposal costs in the event of demolition. Other thermal insulation systems may be implemented by the application of layers of insulating termointonaco. These are excellent products, mainly from natural, that are well suited to both new construction and restructuring, as the insulating layer can be laid both inside and outside, even on irregular walls, on which it would be very difficult to apply a rigid panel. The termointonaci are applied by plastering machine, thick variables, like a normal plaster. Also deserves special mention also the heat-insulating plaster, as a material produced from natural raw materials of high quality, highly versatile when used in particular in the field of restructuring. It seems superfluous to point out that the economic investment for the construction of a cappoto, and in general for the isolation the home, although significant, increases the value of the property, and in any case is easily amortized over an average of about 10 years through energy savings achieved, time now extremely reduced by tax relief of 55% required by the relevant financial . However I think the most important reasons to go looking for them in considerable increase of comfort and for the ecologists in the great benefit that we can make the environment much less energy consumption for our needs the environmental performance of a coat is its ability to break down in decisively the energy needed to heat a home.

Monday, February 16, 2009

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I think it is a nice article, I wanted to return it because it is well written and even if he does not speak of the areas where I am working, the situation is almost identical. It should be noted however that the title is a bit 'too much respect for the article. A decline in average price-1, 1% has no bearing on a purchase of a property.

Compact Binoculars Best Value

by the newspaper Il Giornale

Monday, February 16, 2009
Doing business with the brick using the Where to buy home-price decline of
Marco Maroni
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Milan areas like the island, near the Garibaldi train station or the area Porta Vittoria, in the process of regeneration. In Rome, the districts and Bologna San Giovanni, east, or Monteverde Nuovo, south-west. It's just a few examples. The important thing is that the area is well serviced, safe and even better if re-training. These are the signs of the experts to do good business today with the house, taking advantage of falling prices. The economic crisis has made its effects felt even on the real estate market. Home sales were down (it is estimated a lower trading volume of 15% in 2008 compared to 2009), the time of sale are stretched and prices are lower than a year ago. Estimates differ: according to the latest report on the office real estate market studies Nomisma, the average drop in prices in the second half of 2008 was 1, 1% Rated (2.5% in real terms, ie as inflation), with peaks up to 2.5% and 4% in cities like Milan and Bologna. According to the research department of the UBH (agencies with over 1,500 brands Professionecasa, Gabetti and Grimaldi) in late summer 2008 there was already an average nominal decrease of 7.8%. In any case, this is the first decline in a decade. As the agencies point out, demand is falling and it's easy to get discounts from sellers. How will the market peaches According to Daniel, Director of Real Estate Nomisma, 2009 will slow but still there is no reason to expect large declines: "The low level of borrowing of Italian households is what saves the market from the very substantial price reductions. However, the sector has two speeds: one for quality properties for which the offer is less and demand more solid, the other on the buildings without quality, with high supply and low demand. " Will be short vacation in remote and poor to suffer more. Feel the same way Ghisolfi Alexander, head of studies UBH: "The cuts there are still particularly for those properties that were intended to buyers with little cash to those who must make a loan at 80% or more of the value. This group now has more difficulty getting financing and views economic uncertainty is also less willing to commit. So the question for the suburbs hinterland is significantly declining, with impact on prices. " Opportunities, how to choose "In Milan, a two-room apartment of 50 square meters around the Island or in Corso Sempione, can cost between 175 thousand and 250 thousand euro," says Ghisolfi, "an area which is still interesting is that of Porta Genova and Via Tortona , a former industrial area in recent years has undergone major restructuring, but where prices are still low. " According to the expert who is also the tip on the streets around Buenos Aires, always betting on redevelopment, and especially in areas near the new subway lines under construction (the work of lines 4 and 5, which will cut Milan from east to west should start this year). In Rome, in addition to the aforementioned districts Bologna, San Giovanni and Monteverde Nuovo, interesting areas are considered those of Via Tiburtina, Fleming and Foreign Ministry, with prices at around 4-5 thousand euro per square meter. The speech, however, is valid for all cities of the Peninsula: Point to semi-central areas of quality.

Wednesday, February 11, 2009

The Truth About Solid Ink

the apportionment of costs between landlord and tenant

For those who find themselves having to sign a lease in which, at variance with the current legislation, there are provisions regarding the distribution of ordinary and extraordinary expenses. Faithfully reflects a 24 articles found on the home that faces the subject.

fee free. Agreeing on terms other than the current rules

"Exceptions possible, but no abuse"

locations reform (Law 431/1998) does not devote a word to the division of costs between landlord and tenant. Apparently, we only maintain existing Article 9 of the law of fair fee, which concerns the breakdown of the costs of routine maintenance and repairs, and, conversely, to remove Article 23, which stipulated that in case of extraordinary repairs, the owner was entitled to "an increase of no more than legal interest on capital employed in the works and in the work carried out. Actually does something more: also repeals Article 79 which prohibits any stipulation of a fair fee likely to confer an advantage contrary to the provisions of the law. Therefore, the majority of the judges was unanimous on the fact that, in a four + four years rent-free, you can give the tenant the costs of maintenance, provided such exception to the law is clearly expressed. Yes, but all of them? If this were an owner, a few months after the expiry of the lease, could completely rebuild the apartment at the expense of the tenant, a result clearly abnormal. The most likely interpretation is different: the tenant must pay for the cost of internal operations decided at the meeting condominium. Conversely almost never have to pay the outstanding repairs in the apartment where he lives. In fact, the contractual arrangement to lease the apartment to see how the subject as it is. They are also prohibited (Article 1582) the innovations made by the owner 'likely to impair the enjoyment. " Not only that: in case of emergency repairs, extending beyond 20 days, the tenant is entitled to a reduction of the fee, "proportionate to the entire duration of the repairs themselves and the extent of loss of use" (Article 1584). Finally, Article 1609 shall charge the owner the cost dependent deterioration produced by age or by accident. It is true that a lease can also express exception to the rules of the Civil Code. But a court might disagree, considering the derogation clause in the Code as those considered unfair, even in contracts between private parties. Or believing that it would result in an indirect increase in the fee (a covenant invalid, in accordance with Article 13 of Law No. 431/1998). Since the departure from the rules is still possible, it is common that in the pre-leasing is made to "relive" the article 23 of the Act on the fair rent, in other words, maintenance is still paid by the owner, but in return he entitled to a fee increase pari (oggi) al 3% dei costi sopportati.

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Monday, February 9, 2009

Modified Confidentiality Clause

Who pays the ICI on the property subject to seizure?

pignoramanto The act of real estate involves the change in the taxpayer forced to pay the municipal tax on the property distrained? The question arises of whether a taxpayer has appealed to the competent Tax Commission for the City's required by a notice of liquidation, the tax on the period between the date of entry of the decree of foreclosure and the date of transfer based on the award of the property astatine.

The answer is no. The provision of Article 3 of Decree No. 504/92, as amended, provides that taxable persons have the property owner or owners of real right of enjoyment (usufruct, use, housing, and long lease area). Consequently, in the absence of an act of the translational property or articles of association or change in any of the above mentioned beneficial rights, the city continues to be tax payable by the owner or the owner of the real right of enjoyment. Therefore, we believe unlawful the notice of assessment served on a person with no real right (in this case, the pledgee), since the foreclosure property does not transfer the ownership of the property (in a manner consistent with, the Milan Provincial Tax Commission, Section XLIII, Case 135, 13 July 2000).
(Domenico Panetta)